How long will my savings last?
Enter what you have saved and what you plan to take out each month. The calculator shows the age the money runs out, or tells you it does not.
What you withdraw from savings, on top of Social Security or a pension.
To keep up with prices. Leave at 0 for the same amount every year.
Your savings last until age
85
- That is
- 20 years and 4 months
- Total taken out
- $731,054
- Taken out in the first year
- 7.2% of savings
Returns are not guaranteed, and real results vary from year to year. Taxes and fees are not subtracted.
Balance by age
How it is calculated
Each month the balance earns one-twelfth of the yearly return, then the withdrawal comes out. If you entered a yearly raise, the withdrawal goes up by that percentage once a year. The calculator stops when the balance reaches zero, or after 60 years.
Withdrawals the IRS requires
From age 73, the IRS requires a minimum withdrawal each year from traditional IRAs and similar accounts. If that minimum is more than you planned to take, it sets the pace. The RMD calculator shows the amount for your age.