Terms of use

Retiree Toolkit is general information. By using it you agree to the following.

Not advice

Nothing on this site is tax, legal, financial or insurance advice. The calculators do arithmetic on the numbers you enter and on published figures. They do not take account of your whole situation.

Check with the agency

Figures are read from official documents and dated. Agencies change and correct their figures, and a page may be out of date. The official document governs. Confirm your own amounts with the Social Security Administration, Medicare, the IRS or a qualified professional before acting on them.

No warranty

The site is provided as it is, without warranties of any kind. To the extent the law allows, Correia Virtus LLC is not liable for losses that result from using it.

Independent website

Retiree Toolkit is not affiliated with, endorsed by, or connected to any government agency. Names of agencies and programs are used only to identify the source of each figure.

Last updated November 12, 2026.