Retiree Toolkit

Medicare Part B premium

The standard Part B premium is $202.90 a month in 2026, and the yearly Part B deductible is $283.

2027 is not out yet. The Centers for Medicare & Medicaid Services has not published the 2027 Part B premium, deductible or income brackets. It released the 2026 figures on November 14, 2025. This page shows 2026 until the 2027 fact sheet is published.

What you pay for Part B in 2026

You pay the premium each month, even if you do not use any Part B services. After you meet the $283 deductible, you usually pay 20% of the cost of each Medicare-covered service or item. People with higher incomes pay more than the standard premium.

Does your income raise your premium?

Enter your income to see the Part B premium for your bracket and the amount added to a Part D plan.

How you file your tax return

The separate-return rows are for people who are married and lived with their spouse at any time in the year.

Your Part B premium each month, 2026

$284.10

Standard Part B premium
$202.90
Added to Part B for income
$81.20
Added to your Part D plan premium
$14.50
Both additions over 12 months
$1,148.40

The Part D addition is paid on top of whatever your drug plan charges.

The full bracket tables are on the IRMAA brackets page.

Part A costs in 2026

Cost2026
Monthly premium for most people$0
Monthly premium if you buy Part A$311 or $565
Hospital deductible, each benefit period$1,736
Hospital stay, days 61 to 90, each day$434
Hospital stay, days 91 to 150 (lifetime reserve days), each day$868
Skilled nursing facility, days 21 to 100, each day$217
Most people pay no Part A premium because they or a spouse paid Medicare taxes long enough while working, generally at least 10 years.

The Part A deductible is charged for each benefit period, so it can be paid more than once in a year. Which of the two premiums a buyer pays depends on how long they or their spouse worked and paid Medicare taxes.

Questions people ask

What is the Medicare Part B premium?

The standard premium is $202.90 a month in 2026. The 2027 premium has not been published.

What is the Part B deductible?

$283 for 2026. After it is met, you usually pay 20% of the cost of each Medicare-covered service or item.

Who pays more than the standard Part B premium?

In 2026, people with modified adjusted gross income above $109,000 on an individual return or $218,000 on a joint return.

Check our work

Every figure on this page was read from these official documents. Follow the links and compare.