Retiree Toolkit

Standard deduction for 2027

The 2027 standard deduction is $16,600 for a single filer and $33,200 for a married couple filing jointly. It is larger at 65.

Filing status
Are you 65 or older by the end of 2027?

Only used to see whether the $6,000 deduction for seniors applies in full.

Your 2027 deductions without itemizing

$24,700

Standard deduction
$16,600
Extra at 65 ($2,100 each)
$2,100
Deduction for seniors
$6,000

2027 amounts

Filing statusStandard deductionExtra for each person 65 or older
Single$16,600$2,100
Married filing jointly$33,200$1,700
Head of household$24,925$2,100
Married filing separately$16,600$1,700
The IRS sets the same extra amount for blindness.

The $6,000 deduction for seniors

From 2025 through 2028, a person aged 65 or older may claim an additional $6,000 deduction, or $12,000 for a married couple when both spouses qualify. The IRS describes it as being in addition to the standard deduction for seniors that already existed.

It phases out for taxpayers with modified adjusted gross income over $75,000, or $150,000 for joint filers. This page counts it in full at or below those incomes and leaves it out above them.

Standard deduction or itemizing

You can take the standard deduction or itemize your deductions. What is left after the deduction is taxable income, which is the figure the tax brackets apply to.

Questions people ask

What is the standard deduction for 2027?

$16,600 for single filers and married people filing separately, $33,200 for married couples filing jointly, and $24,925 for heads of household.

How much extra is the standard deduction at 65?

For 2027 the additional amount is $2,100 for an unmarried person and $1,700 for each married person who is 65 or older.

What is the $6,000 deduction for seniors?

From 2025 through 2028, a person aged 65 or older may claim an additional $6,000 deduction. It phases out for modified adjusted gross income over $75,000, or $150,000 for joint filers.

Check our work

Every figure on this page was read from these official documents. Follow the links and compare.