Does Minnesota tax Social Security?
Taxes Social Security for some people
Partly. Minnesota lets you subtract all of your taxable Social Security if your adjusted gross income is below $108,320 (married filing jointly) or $84,490 (single or head of household). Above that, a smaller subtraction may still apply.
What the Minnesota Department of Revenue says
We do not paraphrase the rule from memory. This is the state's own wording, copied from the page linked below it:
“The simplified method allows taxpayers with adjusted gross income below $108,320 for Married Filing Jointly, or below $84,490 for Single or Head of Household, to subtract all their Social Security benefits included in adjusted gross income (AGI).”
Details worth knowing
- Above those incomes, the department points to the provisional-income method in the Schedule M1M instructions.
Federal tax is a separate question
Whatever Minnesota does, the IRS decides on its own how much of your benefit is taxable on your federal return. Whether it does depends on your other income. Our taxable Social Security calculator follows the IRS worksheet line by line, and this guide explains the rule.
You can ask Social Security to withhold federal tax from each payment. Withholding for Minnesota state tax, if you need it, is arranged with the state, not with Social Security. State rules change with new laws, so check with the Minnesota Department of Revenue before you file.
Other states where the answer is “taxes Social Security for some people”
Check our work
The answer above comes from this page. Follow the link and compare.
- Social Security Benefit SubtractionMinnesota Department of Revenue. Read on November 12, 2026.