Does New Jersey tax Social Security?
Does not tax Social Security
No. New Jersey lists Social Security as income that is not subject to its tax.
What the New Jersey Division of Taxation says
We do not paraphrase the rule from memory. This is the state's own wording, copied from the page linked below it:
“Certain items of income are not subject to New Jersey tax and should not be included when you file a New Jersey return. Below is a partial list of such items. Social Security benefits;”
Federal tax is a separate question
Even though New Jersey does not tax it, the IRS can still tax part of your Social Security on your federal return. Whether it does depends on your other income. Our taxable Social Security calculator follows the IRS worksheet line by line, and this guide explains the rule.
You can ask Social Security to withhold federal tax from each payment. Withholding for New Jersey state tax, if you need it, is arranged with the state, not with Social Security. State rules change with new laws, so check with the New Jersey Division of Taxation before you file.
Other states where the answer is “does not tax Social Security”
Check our work
The answer above comes from this page. Follow the link and compare.
- Exempt (Nontaxable) IncomeNew Jersey Division of Taxation. Read on November 12, 2026.