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Does Kansas tax pensions and retirement income?

Taxed, with a retirement exclusion

Partly. Kansas exempts KPERS and the other public retirement plans listed in its booklet, plus federal civil service and military retirement, including the Thrift Savings Plan. We found no exclusion for private pensions or IRAs in the booklet.

In the state's own words

Copied word for word from the official document linked below each quote:

“Retired employees: If you are receiving KPERS retirement checks, the amount of your retirement income is subtracted on line A14.”

Income Tax Booklet 2025, Kansas Department of Revenue

“Federal Civil Service Retirement or Disability Fund payments and any other amounts received as retirement benefits from employment by the federal government or for service in the United States Armed Forces including Thrift Savings Plans.”

Income Tax Booklet 2025, Kansas Department of Revenue

And Social Security?

No, starting with 2024 returns. Kansas removed the old $75,000 income limit, so everyone can subtract the Social Security that is taxed on their federal return. The Kansas Social Security page quotes the rule.

Federal tax still applies

Whatever Kansas does, pensions, annuities and traditional IRA or 401(k) withdrawals are generally taxable on your federal return. See the federal tax brackets and, if you are 73 or older, the required minimum distribution calculator.

State rules change, and the details (age limits, income limits, which plans qualify) matter. Check with the Kansas Department of Revenue before you file or move.

Other states in the same group

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