Does Texas tax pensions and retirement income?
No state income tax
No. Texas has no state income tax.
In the state's own words
Copied word for word from the official document linked below each quote:
“Texas has no state income tax.”
And Social Security?
No. Texas has no state income tax. The Texas Social Security page quotes the rule.
Federal tax still applies
Whatever Texas does, pensions, annuities and traditional IRA or 401(k) withdrawals are generally taxable on your federal return. See the federal tax brackets and, if you are 73 or older, the required minimum distribution calculator.
State rules change, and the details (age limits, income limits, which plans qualify) matter. Check with the Texas Comptroller of Public Accounts before you file or move.
Other states in the same group
Check our work
The answer above comes from this document. Follow the link and compare.
- Texas is open for small businessTexas Comptroller of Public Accounts. Read on November 12, 2026.