Does Washington tax pensions and retirement income?
No state income tax
No. Washington has no individual income tax today. A new 9.9% tax on adjusted gross income over $1 million starts January 1, 2028.
In the state's own words
Copied word for word from the official document linked below each quote:
“Washington does not currently have an individual income tax.”
And Social Security?
No. Washington has no individual income tax today. A new 9.9% tax on adjusted gross income over $1 million starts January 1, 2028. The Washington Social Security page quotes the rule.
Federal tax still applies
Whatever Washington does, pensions, annuities and traditional IRA or 401(k) withdrawals are generally taxable on your federal return. See the federal tax brackets and, if you are 73 or older, the required minimum distribution calculator.
State rules change, and the details (age limits, income limits, which plans qualify) matter. Check with the Washington Department of Revenue before you file or move.
Other states in the same group
Check our work
The answer above comes from this document. Follow the link and compare.
- Income taxWashington Department of Revenue. Read on November 12, 2026.