SSI payment amounts for 2027
The most the federal SSI program pays in 2027 is $1,029 a month for an individual and $1,544 for a couple, after the 3.6% increase.
| SSI figure | 2026 | 2027 |
|---|---|---|
| Federal payment, individual, each month | $994 | $1,029 |
| Federal payment, couple, each month | $1,491 | $1,544 |
| Resource limit, individual | $2,000 | $2,000 |
| Resource limit, couple | $3,000 | $3,000 |
| Student exclusion, monthly limit | $2,410 | $2,500 |
| Student exclusion, annual limit | $9,730 | $10,080 |
How the amounts are set
Maximum federal SSI payment amounts rise with the cost-of-living increase that applies to Social Security benefits. The latest increase, 3.6%, takes effect in January 2027. The 2027 amount for an essential person is $516 a month.
What you actually receive
The monthly amount is reduced by subtracting monthly countable income. For an eligible individual with an eligible spouse, the amount payable is divided equally between the two spouses. Some states add a supplement to the federal payment.
Check our work
Every figure on this page was read from these official documents. Follow the links and compare.
- 2027 Cost-of-Living Adjustment (COLA) Fact SheetSocial Security Administration. Read on November 12, 2026.
- SSI Federal Payment Amounts for 2027Social Security Administration. Read on November 12, 2026.